Detailed Enquiry - Remortgage Buy to Let

Detailed Mortgage Enquiry / Remortgaging your buy to let property

Please fill out this interactive form with as much information as possible to allow us to provide you with the best current mortgage options.

- Step 1 of 12

Remortgage a Buy to Let

Your Name *

First

Last

Your Email *

Contact Number

Whos name will this be in

Just yours
Joint names

Financial

How much is your property worth? (£)

How much do you want to borrow (£) *

How many years do you want your mortgage over ? *

What is your total annual income before tax (£) ? *

What is your partners income before tax (£) ?

What type of mortgage would you prefer ?

Repayment
Interest Only
Part Repayment / Part Interest Only

How long do you expect to keep this property ?

Less than 1 year
1-2 Years
2-3 Years
3-4 Years
4-5 Years
5-6 Years
7 Years or more

Property Information

Where is the property located ? *

Wales
England
Scotland
Northern Ireland

-- Property Address

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

When did you buy the property?

What type of property is it ?

Detached
Semi-detached
Terraced
Purpose built flat / maisonette
Converted flat / maisonette
Studio Flat
Other

Tenure of Property

Freehold
Leasehold
Commonhold

Does any relation or family member live in / rent the property?

What type of tenants rent this property?

Single Person / Family / Couple
Friends / Professionals Sharing
Students
House of Multiple Occupancy (HMO)
Holiday Let
Company Let
DSS - Rent paid by council
DSS - Rent paid by tenant
Other..

-- What type of tenants will be renting the property?

How many Tenants live in the property ?

What type of tenancy agreement is in place?

Assured Shorthold Tenancy (AST)
None
Other

Most lenders will require an Assured Shorthold Tenancy agreement to be put in place.

How many months is the tenancy agreement for?

Will this property be owned through a limited company?

Did you set up this limited company with the express purpose of letting properties?

Other Mortgage Information

How long would you like to fix your mortgage rate

Not Fixed
2 Years
3 Years
5 Years
5+ Years

You can select more than one and we will provide options for each

Would you like to change your current mortgage amount?

No, keep it the same
Yes, I want to borrow more
No, I want to borrow less

Does your existing mortgage have an Early Repayment Charge?

No
Yes
Unsure

To access the lowest rates would you be ok with an Early Repayment Charge (ERC)

If the best mortgage deal has an arrangement fee would you like to add this to your mortgage?

Yes
No
Maybe

Some mortgage lenders charge and arrangement fees for their best deals, this can often be added to the mortgage, but please be aware that by adding this fee to the mortgage you will normally pay interest on it for the term of the mortgage.

About You

About You and Your Partner

What is your Title

Mr
Mrs
Ms
Miss
Dr (Female)
Dr (Male)
Other

-- Other Title

What is your Partners Title

Mr
Mrs
Ms
Miss
Dr (Female)
Dr (Male)
Other

-- Other Title (copy)

Do you live in the UK?

Do you both live in the UK?

Where do you live now ?

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Your Residential Status

I own the property I live in
I'm renting
I'm living with family
I'm living with my partner / friends
I live in Employer tied accommodation

Does your partner live at the same address?

Where does your partner live now ?

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Partners Residential Status

They own the property they live in
They are renting
They are living with family
They are living with my partner / friends
They live in Employer tied accommodation

Employment / Income

What is your employment type

Employed (Full Time)
Employed (Part Time)
Self Employed
Contractor
Not Employed

What is your partners employment type

Employed (Full Time)
Employed (Part Time)
Self Employed
Contractor
Not Employed

Do you have more than one job?

Does your partner have more than one job?

What is your total monthly take home pay (£)

What is your partners monthly take home pay (£)

How much will you have in easily accessible savings after you purchase this property? (£)

How much will your Partner have in easily accessible savings after you purchase this property? (£)

Current Mortgage

Who is your current mortgage with on this property?

How much do you owe on this mortage - Repayment (£)

How much do you owe on this mortgage - Interest Only (£)

How many years are left on your mortgage

What is your monthly payment? (£)

What is your current interest rate (%)

Credit History

Have you had any credit issues in the last 6 years or taken a payday loan in the past 2 years

-- Details / Type of Issue

Taken Payday load in last 2 years
Missed Unsecured Payment
Missed Secured Payment ( e.g. mortgage)
Default
County Court Judgement (CCJ)
Bankruptcy
Debt Management Plan
IVA
Repossession
Other ..

--- Other Credit Issue

Please add further information

Has your Partner had any credit issues in the last 6 years or taken a payday loan in the past 2 years

-- Details / Type of Issue (Partner)

Taken Payday load in last 2 years
Missed Unsecured Payment
Missed Secured Payment ( e.g. mortgage)
Default
County Court Judgement (CCJ)
Bankruptcy
Debt Management Plan
IVA
Repossession
Other ..

--- Other Credit Issue (Partner)

Please add further information

Other Property / Borrowing

Do you currently own any properties

-- Other Property Details

Please give details of other property or properties that you own, whether they are mortgaged and the value involved. (e.g. 2 properties , total value £350,000, total mortgage £250,000 over10 years) .

Do you have any Credit Cards

-- Total Outstanding Balance (£)

Does your Partner have any Credit Cards

-- Total Outstanding Balance (Partner) (£)

Do you have any other Loans / Borrowing?

-- Total Outstanding Balance (£)

Outstanding balance on all other loans / borrowing

Does your Partner have any other Loans / Borrowing?

-- Total Outstanding Balance (Partner) (£)

Outstanding balance on all other loans / borrowing for your Partner

Do you have any other regular financial commitments?

An example of this would be child maintenance,

-- Please explain these other financial commitments below

Does your Partner have any other regular financial commitments?

An example of this would be child maintenance,

-- Please explain these other financial commitments below (Partner)

Outgoings / Expenditure

Please provide your monthly cost of living expenses

Joint Outgoings / Expenditure

Please provide your joint monthly cost of living expenses

Food, groceries, toiletries and housekeeping (£)

Gas, electric and other heating (£)

Water (£)

Telephone / Mobiles (£)

Council Tax (£)

Building and Contents Insurance (£)

Travel costs including season ticket, travel cards, petrol, car insurance, car maintenance, MOT etc. (£)

Other living costs, eg, TV, internet, basic recreation, gym and club memberships, holidays, clothes, subscriptions, DIY, etc. (£)

On average, how much do you save each month (£)

On average, how much does your Partner save each month (£)

Monthly amount you'll pay towards all Buy to Let property expenditure when this new mortgage starts

Management / Letting Fees (£)

Council Tax (£)

Utilities (£)

Property Insurance (£)

Repairs and Maintenance (£)

Cover for Rental Voids (£)

Ground Rent and Service Charges (£)

License Fees for HMOs

Gas / Electric Testing and Certificates

And Finally..

Is there any other information that you would like us to know about regarding this enquiry ?

We'd like to stay in touch. Let us do the hard work for you. We'll keep an eye on the latest mortgage rates, offers & related services so you're always up to speed.

Email
Phone
SMS
Post
Social Messaging

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When were you born?

When was your partner born?

How many dependants do you have?

How many childrens or dependants does your partner have in addition?

Mortgage Guides

Calculators

Other Information

Articles

Offices

Detailed Mortgage Enquiry / Remortgaging your buy to let property

Remortgage a Buy to Let

Financial

Property Information

Other Mortgage Information

About You

About You and Your Partner

Employment / Income

Current Mortgage

Credit History

Other Property / Borrowing

Outgoings / Expenditure

Joint Outgoings / Expenditure

Monthly amount you'll pay towards all Buy to Let property expenditure when this new mortgage starts

And Finally..